single family/multifamily-Newbie Investor

[Jesus Moreno]

So I'm new to real estate investing, and im trying to figure out what is the best route to take. I really like the small multifamily niche, not only for its cash-flow and diversification benefits, but also for fast creation of a portfolio.  So with that said I went to speak to a loan officer today to see what steps i needed to do to get approved for a mortgage. while at the meeting she was was recommending that I do the down payment assistance program which basically gives me 3% of the loan amount that could be paid toward the down payment and closing costs. So my question is, is it in my best interest to take advantage of this grant, and purchase a single family home or just buy a small multifamily and lose out on the grant? All with respect to me being a newbie?