Owner-Occupy Strategy

[Tony Thompson]

Despite the possible "close" tenant relations, I want to discuss the strategy of owner occupancy; and only discuss the financial aspects.

When an investor buys a duplex for himself and to rent the other side, he gets loan terms for a primary residence. The loan term is better than what it would of been if he bought it as a straight investment and rent both sides.

The investore lives in the duplex for a few years, buys another duplex for himself to move into.

So...

Does he get primary residence loan terms for his new duplex?

Does his first duplex still have the same terms once he moves out?

See where I am going? There seems to be a little loophole if you can get primary residence terms for an investment...