Umbrella Liability instead of LLC?

[Diane Stinebaugh]

I'm having trouble following all the rules of the game.  I want to buy a rental house with a convention 30 yr fixed...

but secondary markets don't want to lend to an LLC?

but if I want to have the rent house in my name only and not joint with my husband I would have to have and LLC.

so if I wanted an LLC I can't have a conventional loan.

am I getting this right?