Loan or liquid money?

[Joseph Fernandez]

For beginners, is it recommended to use liquid money or to use loan? I would be worried to take a loan out and end up screwing the deal up and become in debt. But real estate isn't exactly cheap. 

[Kyle Scofield]

@Joseph Fernandez In my opinion, I would say using a loan is better because you can get more with less (if that makes sense) by using leverage. For example, if houses cost 100k and you had 100k then that could only get you one house. BUT if you use loans, @ 20% down, that could get you up to 5 houses! It all comes down to yourself.. What are your goals and what level of risk are you comfortable with?

Hope this helps a little Joseph! Let me know if there's anything else I could help you with