How to get second mortgage?

[Carlos Rodrigues]

Good afternoon BP users, thanks for reading and helping me out in advance! I have a question, after your first FHA loan putting 3.5% down, what did you do next when trying to purchase your second multi family property? Do I simply just need 20% down? Or pay off the remaining 20% on the first, then refinance to a conventional loan? And by doing so I can get a new FHA loan on the second property. Thank you!