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Updated almost 9 years ago,

User Stats

146
Posts
54
Votes
David Goings
  • Specialist
  • Columbus, GA
54
Votes |
146
Posts

Funding deals

David Goings
  • Specialist
  • Columbus, GA
Posted

Hello all! I am new to Bigger Pockets and this will actually be my first foray into an online community. 

I have recently left the Army and have been investing my own cash in real estate. 

Completed two deals thus far, being buy and hold and one flip. Both successful. 

I am currently sitting on a sizable amount of liquid cash BUT I do not have conventional income. Trying to avoid having a 9-5 job.

How much of a factor do you think it will affect me when applying for bank lending? My FICO score is excellent and I don't want to place to many hard inquires on my credit so i'm gathering as much info as possible. 

I'm comfortable taking risk with my own cash but I need to establish a trusting relationship with a bank to keep my cash earning elsewhere. 

In a nutshell.....I have no serious income in the banks eyes. But I do have liquid cash and an excellent credit score. What should I do to establish that working relationship with a bank???? 

Thank you!

- Dave

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