Funding deals

[David Goings]

Hello all! I am new to Bigger Pockets and this will actually be my first foray into an online community. 

I have recently left the Army and have been investing my own cash in real estate. 

Completed two deals thus far, being buy and hold and one flip. Both successful. 

I am currently sitting on a sizable amount of liquid cash BUT I do not have conventional income. Trying to avoid having a 9-5 job.

How much of a factor do you think it will affect me when applying for bank lending? My FICO score is excellent and I don't want to place to many hard inquires on my credit so i'm gathering as much info as possible. 

I'm comfortable taking risk with my own cash but I need to establish a trusting relationship with a bank to keep my cash earning elsewhere. 

In a nutshell.....I have no serious income in the banks eyes. But I do have liquid cash and an excellent credit score. What should I do to establish that working relationship with a bank???? 

Thank you!

- Dave

[Jeremy Pace]

@David Goings if your investment plan doesn't require a bank, then I definitely recommend that you continue doing what you're doing, because it sounds like you're doing well.

If you really want bank money, you'll either need to get a W-2 job (boooo, trust me, i know) or you'll need to create a business presence (e.g. LLC) that you can build up with income and assets, that will slowly become an entity to which a bank will consider lending money.