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Updated about 9 years ago on . Most recent reply
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What are USDA or VA no-down payment loans? I'm trying to understand how no-down payment loans work
Most Popular Reply
VA, USDA, FHA, Navy Federal Credit Union...read the article at Bankrate.
In addition to these programs, it is possible to tie up a house with a lease option, in which the down payment and other terms are negotiable.
Owner carry mortgages are another similar way, where the seller will carry a note back. They act as the bank for a period of time, also negotiable. While not common, I have done one where the owner wanted 6% interest and was happy to carry the note.
Your credit score might not matter to the same extent that it would with other programs.