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Updated about 9 years ago on . Most recent reply
Options for investing $250k from my SDIRA
I'm looking for different options on investing about 250K from my SDIRA, it can be long or short term but don't want anything to risky.
Thanks!
Most Popular Reply

Originally posted by @Account Closed:
I'm looking for different options on investing about 250K from my SDIRA, it can be long or short term but don't want anything to risky.
Thanks!
Hey Andrew,
Good news, when it comes to SD IRAs the world is kind of your oyster. As long as it isn't a collectible, life insurance, or an S corporation, you can really do most anything. There are some additional rules regarding with whom you do business that you should be aware of as well. You can look into real property i.e buy a house or small multi-family, you could look at tax liens/deeds, you can lend the money directly to someone developing a project, you can even purchase undeveloped land in a speculative investment if you think that the land will need to be developed in the future. You can buy land with timber on it and sell the rights same with oil, you can even purchase earth moving gear and lease it out. Some of those will be more complex to accomplish, and some are riskier than others, but all of them are options.
My best advice, do what you know. Most people open SD IRAs because they believe that they know what they are investing in better than their broker knows the stock market. Is that true? Sometimes, othertimes its hopelessly false. If you stick to something you know well, chances are you will come out ahead because you understand the variables and pitfalls involved. The last thing you should do is be sold something....This is where most SD IRA owners get into trouble. They get hooked up with a company promising 15% liens and charge fees for giving you access to their "exclusive listings" and what not. Some of these companies are helpful, and some are just looking for a quick payday. Be sure you do your own research before taking other peoples information as gospel truth.
Adam