Starting Out
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 9 years ago on . Most recent reply
![Jack Randall's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/407047/1621449598-avatar-jackr8.jpg?twic=v1/output=image/cover=128x128&v=2)
I'm going to start building my credit but
I am at Bank of America right now but I think I am going to switch to a credit union before I start building my credit.
I was just wondering if there will be any problems with loans and me investing in real estate if I stick with the credit union?
Most Popular Reply
![Justin Schulte's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/363838/1621446798-avatar-justins29.jpg?twic=v1/output=image/cover=128x128&v=2)
Credit Unions will not be a problem for getting loans. That is what they do. I would keep your relationship with BOA also. Different banks offer different terms on different loans. It is good to maintain relationships with different banks, as long as they are not charging you fees to be there.