How does DTI work for multifamily

[Carlos C.]

Hi everyone!

Initially I was going to invest in a house and rent it, but this whole "House Hacking" thing looks great but I do have a question:

To qualify for a loan they obviously use the DTI ratio, but when it's a duplex/triplex/quadplex in which I'm going to rent out units, does that help with the DTI or I still have to qualify with my income alone?

Thanks everyone!!!