Buying property LLC question?

[Josh B.]

I have read it is very difficult to finance a home with an LLC. How do I overcome that? Do I buy under my name, form the LLC, and then transfer it over to the LLC? Is it easier to go with an umbrella policy instead? ~Josh

[Brooks Rembert]

Josh, my wife and I buy properties in our name, then transfer into the LLC two or three weeks later. Our attorney does it for about $180 per property.

We have each property covered by insurance, plus have a $1 million umbrella policy as well.