Financing Advice

[Robert Akens]

Hello. I am in a bit of a corner. I was misguided when I started my own home improvement company. This led me to using up the majority of my personal credit to find my personal and business expenses. Now I am having difficulty obtaining a loan. Company is too young and credit utilization is too high. I want to pursue investing in real estate because it is familiar to me and I know it is one of the few career paths that can help people reach financial independence. Everyone has heard the "no money needed" jingle before, but I want to know the truth of it. Is there really a secret out there ? Did I miss the memo?