financing for college students

[Jewett Richardson]

Hi everyone, I have a question. Could anyone help? I'm a senior in college getting ready to graduate in the next year, but I was hoping to buy my first property before that in the Toledo, Ohio, area and looking to house hack. The biggest problem I'm having is getting financing. Because I'm a college student, my work schedule is inconsistent during the school year. I'm part-time because of school, and during the summer, I work two jobs to bring in extra money and try to pay off some of my school loans, but like most, I can't keep up with the amount of debt you get from going to school. Which I guess is the problem. I cannot get a loan because I don't make enough during the school year. And my debt to income is too high. I know when I graduate and get a full-time job, I'll easily get the loan. However, the goal was to get it before graduating, so my question is, how can I do it before graduating? Is it possible be able to get a bank loan, or do I need to start looking for other ways, like private lenders?

[Remington Lyman]

Quote from @Jewett Richardson:

Hi everyone, I have a question. Could anyone help? I'm a senior in college getting ready to graduate in the next year, but I was hoping to buy my first property before that in the Toledo, Ohio, area and looking to house hack. The biggest problem I'm having is getting financing. Because I'm a college student, my work schedule is inconsistent during the school year. I'm part-time because of school, and during the summer, I work two jobs to bring in extra money and try to pay off some of my school loans, but like most, I can't keep up with the amount of debt you get from going to school. Which I guess is the problem. I cannot get a loan because I don't make enough during the school year. And my debt to income is too high. I know when I graduate and get a full-time job, I'll easily get the loan. However, the goal was to get it before graduating, so my question is, how can I do it before graduating? Is it possible be able to get a bank loan, or do I need to start looking for other ways, like private lenders?

 Start cold calling and find off market deals. Find a really good deal and partner with someone that has money