All Forum Posts by: Jewett Richardson

Hi BiggerPockets community!

My name is Jewett Richardson, and I’m a recent college graduate with a degree in Construction Management. I also run a handyman business and am diving into real estate investing. I currently live in Toledo, where I’m working on a live-in flip with my duplex.

Here’s what I bring to the table:

• Hands-on experience with construction and property maintenance.
• Knowledge and skills for value-add projects, especially on smaller properties.
• A passion for learning and growing my portfolio using strategies like buy-and-hold and BRRRR.

I’m looking to connect with:

• Local investors in the Toledo area who can share insights or collaborate.
• Contractors, property managers, and other real estate professionals.
• Anyone interested in sharing ideas, advice, or potential partnerships.

If you’re in or near Toledo and would like to connect, feel free to reach out! I’m excited to learn, collaborate, and grow within this fantastic community.

Looking forward to hearing from you,
Jewett Richardson

Hi everyone, I have a question. Could anyone help? I'm a senior in college getting ready to graduate in the next year, but I was hoping to buy my first property before that in the Toledo, Ohio, area and looking to house hack. The biggest problem I'm having is getting financing. Because I'm a college student, my work schedule is inconsistent during the school year. I'm part-time because of school, and during the summer, I work two jobs to bring in extra money and try to pay off some of my school loans, but like most, I can't keep up with the amount of debt you get from going to school. Which I guess is the problem. I cannot get a loan because I don't make enough during the school year. And my debt to income is too high. I know when I graduate and get a full-time job, I'll easily get the loan. However, the goal was to get it before graduating, so my question is, how can I do it before graduating? Is it possible be able to get a bank loan, or do I need to start looking for other ways, like private lenders?