Down Payment Percentage On First Rental Property (20%-25%)?

[Mike Montanye]

I'm going back and forth on the issue of down payment percentage. I'm not sure whether to go with 20 or 25 percent.

With the 25, I increase cash-flow and equity.

With the 20, I reserve cash to put toward my next rental property.

What experience or insight does anyone have to share on this choice. This will be our first investment property so we are trying to get tips and tricks from anyone we can.

Thanks.
Mike