REI with BK?

[Dan Kim]

Hello BP community! I've wanted to get into REI, specifically in long term rentals, and someday, vacation rentals in an area my family likes to go to, but my greatest obstacle is that I am 2.5 years removed since my bankruptcy was discharged. With very little capital to work with and conventional lenders keeping clients like me away, I was wondering if anyone has had similar circumstances and found ways to start their careers even with the "scarlet letter" written across their credit score.

I've learned about the BRRRR method, but get stuck where I refinance with a lender, as mentioned. I don't want to be stuck with a hard money loan. I've also thought about partnering to work around that. Would love to hear any stories, advice, comments. Much appreciated!