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Updated about 3 years ago on . Most recent reply
![Ryan LaPointe's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2375003/1695260731-avatar-ryanl704.jpg?twic=v1/output=image/cover=128x128&v=2)
Physical Therapist with 30k for first investment!!!!
My mindset changed a few months ago after reading the almighty rich dad poor dad. My wife and I are 29 year old physical therapists who are seeking financial independence and an escape from the 9-5. I have been neck deep in books, forums, and podcasts learning as much as I can in order to make my first deal. I’m not naturally a huge risk taker. I find ways to make the numbers not work. I would love some advice on how to over come this or any under the radar markets to check out!
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![Ziad Hamati's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1317640/1639919035-avatar-ziadh3.jpg?twic=v1/output=image/crop=837x837@119x46/cover=128x128&v=2)
If you want to lower your risk and have a foot in the real estate game, HOUSEHACK. If you intend to live in, you can purchase a property as low as 3.5% down. Find a duplex where you can live on one side and rent the other. Or maybe a single family house where you can rent one / two rooms out. That will be a good intro to self managing 101. You cannot loose in that strategy! You get to live for free because your roommate / neighbor is paying your mortgage.
If house hack is not possible, find your self a single family. Run your numbers on worst case scenario. DO your due diligence. If everything checks out, go for it.