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All Forum Posts by: Ryan LaPointe

Ryan LaPointe has started 2 posts and replied 4 times.

I'm willing to go outside of an FHA loan. If I was to go with a conventional loan I would still run into the cash issue at those prices. But that's great to know, I didn't not realize the FHA limit had increased.

I've been looking for a house hack in Charleston for a while now. My wife and I would really love to start with a Duplex. The issue I keep running into is the FHA max loan on a duplex is 606k. Anything decent that pops up is north of 800k. I have about 70k available for a down payment currently. I'm just looking for any advice involving creative financing or ways to make one of these deals happen for us! Thanks in advance for any advice.

My mindset changed a few months ago after reading the almighty rich dad poor dad. My wife and I are 29 year old physical therapists who are seeking financial independence and an escape from the 9-5. I have been neck deep in books, forums, and podcasts learning as much as I can in order to make my first deal. I’m not naturally a huge risk taker. I find ways to make the numbers not work. I would love some advice on how to over come this or any under the radar markets to check out!