Newbie , advice needed what can I realistically do with 20k-30k

[Leo Previllon]

Hello all . Peace and blessings . The ultimate question is what can I do realistically do you 20-30 k cash in real estate ? Creative answers , advice in real estate , which markets please answers .

Some context ,  in my mid 20s I opened a bank account and had very little money amount taken out of my paycheck every 2weeks . Little to the point I didn’t even notice and forgot I even had the account . My thinking for opening the account was , when I retire , I’m buy a nice car cash as a retirement gift to myself . I know a 20 year old mindset lol . Now in my early 40s , now I’m close to retirement from my city ( NYC ) job , I really don’t care about material things anymore . Especially after this pandemic and losing so many people to it , I really just don’t care and making every decision for my family , not myself . I have a pension coming ( but plan on leaving all of it to children ) , as I’m retiring young and can work somewhere else , have a 401k ( again plan on leaving to children and going to rollover once I retire ) , me and wife been saving to buy other home out of NY once I retire , own a home now ( going to keep , leave NY once retired , rent out and leave to children )  ,etc . I say all that to say , I can’t house hack , fha Loan route . I looked into the Brrrr route , seems not to work with 20k-30k ( maybe it’s the market I was looking in STL ) . I looked into turnkey but it seems like $$ isn’t enough . Maybe I’m looking into wrong market(s) . 

Sorry for being long winded lol . But had to give context . So ultimately, if you were in my shoes and 20k-30k ( total cost , not just down payment $ ) . Is there a market I can realistically make it happen with the money ? I’m new , so far I haven’t seen a market that it can . Any direction will help ? Thanks for reading .