How to understand if my lender is offering me the best solution

[Hartley Schwartz]

Hey looking to understand some tips in making sure that the potential lenders I am speaking with are offering me the best possible solutions for my situation. 

What are some good questions I should be asking a potential lender?

Thanks and appreciate any help. 

[Joe Splitrock]

Ask to see a sample settlement statement to disclose all fees/points/interest rate. Interview more than one lender and compare. There can be some misleading statement, such as they may say "no closing costs" when in reality there are closing costs, they just get bundled into the loan. They may also charge a higher interest rate and waive fees, so you want to compare all costs. That is where the settlement statement comes into play.