Just starting out, no LLC, what about business acct

[Zach Shrader]

To get a business account setup with a bank, would that require an LLC or sole proprietor or anything. What if I’m just starting out and don’t do that right away where would I put the money if I can’t get a business account. Because I’ve read banks will likely require 20% more or less if you’re buying through an LLC and won’t do FHA for live in or anything. Or am I understanding this all wrong? My goal is to house hack a du-tri-or four plex so if I can’t setup a business account would I just setup a new regular account obviously separate from my own? And then pay the mortgage with that separate account? I’m sorry if this post is scattered... lol