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Best West Virginia Mortgage Lenders

Browse 9 top-rated mortgage lenders in West Virginia as of March 1, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    112 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    43 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    CapSource LLC

    Hard/Private/Non-QM

    4.9 stars
    35 Reviews
    434 forum posts

    Hard/Private/Non-QM

    CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.9 stars
    64 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
  • business profile image

    NMLS # 2142653

    Adam's Team at The One Brokerage

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a boutique investor-focused mortgage brokerage founded by David Greene (host of The Bigger Pockets podcast) and Christian Bachelder (co-host of Mortgage Mondays) focused on lending solutions for growing investors. Whether you are looking at your first deal or leveraging your portfolio to grow, we have options for you. view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    8 forum posts

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
  • business profile image

    NMLS # 1717824

    Figure Lending LLC

    Conventional & Gov.

    3.8 stars
    24 Reviews

    Conventional & Gov.

    Direct Lender based in Charlotte, NC. With Figure's 100% online application, you can tap into your home’s equity quickly and easily, perfect for funding renovations, or taking on your next big project. view more
  • business profile image

    InstaLend Corporation.

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Nationwide lender specializing in loans for investment properties, including fixer-uppers, rentals, and new construction. We lend on single and multi family properties (up to 9 units). Minimum FICO requirement is 680. view more
  • business profile image

    NMLS # 631666

    First Western Federal Savings Bank

    Hard/Private/Non-QM

    27 forum posts

    Hard/Private/Non-QM

    We are a federally chartered FDIC insured bank making loans nationwide to investors purchasing non-owner occupied real-estate employing a “common sense” lending strategy that is unique today. We lend on single family dwellings, apartments, commercial buildings and income-producing ag land to investors buying or refinancing investment real-estate as individuals, LLC’s or their corporate entities. We also help investors leverage their current retirement plan assets to purchase real estate... view more
Showing 1 - 9 of 9 West Virginia Lenders

West Virginia Mortgage Rates Today

How to Find a Lender in West Virginia


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.