With lending standards just now beginning to loosen from a historic tightening, I find it bizarre (and frankly, offensive) the idea that Private Mortgage Insurance will now be something that will be permanently affixe...

Bullish on Residential Values based on Constriction and Escalation in AD&C LoansLoan availability is down 70% & Rates have doubled to 15%What are your thoughts?Tightening credit and increased rates for builder...

Good morning! I’m trying to close on a DSCR property for STR in Destin, Fl. My down payment has gone from 20-30% and appraisal focused on cash flow income to appraisal on long term rent. 
I would appreciate any help ...

This upcoming change from FNMA will restrict lenders to a maximum of 7% of their loans as investment properties and second home transactions. The easiest way for a lender to restrict transactions is to increase their...

For those that ONLY read bigger pockets and what their guru's are telling them. Here is some recent news on some prime real estate. I know many will say "that is commercial it will not impact residential". My opinion ...

At long last, the monopolistic mortgage backer Canadian Mortgage & Housing Corp finally warns that the Toronto market is overpriced due to income growth not keeping up with soaring house prices.  Interestingly eno...

The market potential for existing-home sales in June was estimated to be 5.47 million at a seasonally adjusted annualized rate (SAAR), down 2.5 percent compared to last month, and 13.1 percent lower than one year ago,...

My employer has 25 buildings, and the umbrella insurance renewal thhis spring is a 55% increase.    Our broker has told us the umbrella market has tightened considerably due to poor loss experiences for residential an...

After 2 years of unsustainable growth, do you think the United States is headed for recession?

In June, the Federal Reserve raised interest rates and outlined a plan to shrink its $4.5 trillion balance sheet! Sign ...

The return of OVERLAYS
Not Layovers, those are delays that happen at crowed airports. We aren’t likely to see them anytime soon… sadly.
I am talking about lending overlays. All banks assess risk differently and are...