I have several short term rentals with positive cash flow well over the mortgage payment. When I go to purchase a primary residence on a conventional loan, my DTI ratio is too high because the bank won’t count the sho...

Hi, I was recently talking to a liberal friend about how rent controls actually cause more housing shortages because they decrease the incentive for builders to build or redevelop. My friend then asked what negative...

I have a buyer trying to purchase one of my flipsThe BRRRR is freaking him out the most because of having to claim the income costs as his kids head into college. For their expected family contributions for college co...

Hello. I live in Washington. I work full time for a company but they decided to put me on Shared work program to reduce 50% hour cut. For the loss of 50%, I was told that I’m eligible to file unemployment benefits. Ar...

Hi all. I'm looking to buy a new construction home in CA for $750,000 as an investment property (around 8% interest rate) with 20% down. The rent I can expect is $3200. This would surely put me in negative cash flow o...

I have heard here and there, and although the finacnial institutions state that if COVID-19 Relief is sought, they will not report it to credit agencies there are lingering questions.
My question is, are there other...

I have heard here and there, and although the finacnial institutions state that if COVID-19 Relief is sought, they will not report it to credit agencies there are lingering questions. My question is, are there other w...

Hey guys,

Does maxing out my 401k negatively impact my ability to borrow from the bank? I.E does it reduce my income and therefore throw off my debt to income ratio or does the bank give me credit for those funds knowing I coul...

Hey guys, I had a question about business lines of credit: is there any negative impact, perhaps on the business credit score, by opening many lines of business credit? To me it seems like a good idea to have many lin...