Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10000)
Aidan Birmingham How to determine how much principal remains when balloon payment is due
25 June 2023 | 16 replies

I am closing a seller financing deal but am confused with how monthly payments are split up between principal and interest. How do I determine how much principal is owed at the 10 year mark for the balloon payment? I ...

James Bausch Mortgage Debt Avalanche Calculator
19 March 2024 | 17 replies

I know I'll get "beat up" here on BP for even suggesting paying everything off :) but I'm at the point where I'm ready to stop scaling (for now) and have everything paid off.I'm really struggling to find an Avalanche ...

Haney Mallemat Which commercial mortgage should I pick?
8 August 2017 | 6 replies

My first post and excited to be here!I'm buying a half commercial have residential property in South New Jersey. The bank will only let me get a commercial loan, which means I can only do a 5, 7 or 10 year arm.  i'd l...

Jordan Lagrassa loan amortization
26 April 2016 | 13 replies

I recently built a house and with the loan it was for 300K for 30 years . I have heard of you make one extra payment per year to principal it would cut down your loan to about 18 years. My question is does anyone know...

Dante Pirouz Need help analyzing this seller financing
12 June 2015 | 6 replies

I am looking at purchasing a 27 unit that has seller financing. Here are the terms of the financing: Purchase price: $339,000Down: 25%Loan terms: 5 year term at 6% with a negotiable amortization scheduleThe units are ...

William C. Amortization schedule not correct?
27 June 2022 | 12 replies

Can anyone explain why the numbers are different when I run an amortization schedule through a calculator than it is in real life. For example we borrowed $236k at 4% and a 20 year amort. Any calculator I use shows ...

Joey Wang Making sense of financial impact between different amortization periods
31 January 2010 | 2 replies

Today, I was reading up on different types of loans - specifically, a fully amortizing vs. partially amortizing loan. I encountered the following table illustration:

What I notice is that with amortizing period loan ...

Jane G. Commercial Loan with 120 year term?
20 July 2017 | 9 replies

What are the effects of a 120 year term on a fixed rate mortgage with 30 year amortization and a balloon payment due at maturity? Would it be better to have a shorter term for any reason?

Tyler Smiarowski Awesome Bank Financing! Does anyone else do this??
1 November 2013 | 21 replies

I hear a lot of people on BP talk about that the best they can get for financing is typically 80% LTV. A local bank I work with will loan out 85% LTV on 4 units or less and 80% on 5 units or more...here is the kic...

Khandbari Rai Interest only loan pros and cons
23 April 2024 | 18 replies

I am trying to get interest only loan to scale my portfolio and increase my cash flow. I would refi later . Looking for some inputs. Thanks