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Results (6193)
James Pollock Best Form of Back Financing
23 August 2016 | 2 replies

Looking for advice on the best form(s) of bank financing.  I have typically been getting commercial loans with a 20 year amortization at up to 80% loan to value.  This works fairly well when it comes to holding the pr...

Matthew Radniecki Credit Score change while buying
3 March 2021 | 3 replies

Is anyone willing to share how their credit score has been affected or changed since starting real estate investing? 
I am curious, because prior to real estate, I had a high 700, just a hair under 800. But it has be...

Gabe Sirkin Loan for 15% cap 4-unit. No W2 or tax return (student in 16')
14 November 2017 | 3 replies

How could I get a loan in this situation? I'm a first year commercial real estate agent so I'm 100% commission. I found a perfect first deal for my self that I put under contract. It's a cash-flowing, 15% cap, 4-unit ...

Alipate Moleni HELOC rate/term comparison
17 January 2020 | 4 replies

I need to choose between 2 HELOC offers, one with Penfed, the other with Zions bank. Penfed is offering me 115k, variable prime + 1.5% rate, no closing costs. Zions is offering me 100k, variable prime + .94%, about $2...

Eric Hubbard Establishing business credit
9 October 2017 | 7 replies

How would you process with establishing business credit for the purpose of obtaining capital via business lines of credit. Would you set your LLC with your home address or use a virtual address. I've done some researc...

Nate Downs Conventional mortgage from installment loan?
21 January 2014 | 4 replies

Hello All,

I currently have a conventional mortgage for my personal residence and one rental property. I have another rental property with a $24,000 installment loan. I have a couple questions:

When I w...

Morgan Madill Credit Questions for Lenders
1 February 2020 | 11 replies

It is more desirable to a lender to see a credit line paired off in full quickly or to credit lines paid off on time over a stretch of time?I have student and auto loans and I believe if I paid them off as quickly as ...

Donna Ansley Owner Finance/Installment Agree/Mortgage/Insurance
4 January 2016 | 1 reply

I am currently buying a property in PA via an "Installment Agreement" Owner Financing and have confusion about how insuring the property should work. The owner has a small mortgage on the property and my insurance bro...

Nate Downs Installment loan or new 30 yr mortgage
4 March 2014 | 2 replies

Hello BP,

I am buying a property for 20,000 and wondered what the pro's opinions are.

Should I pay 20% down and get a 30 yr loan at 4% and obviously pay all the fees involved with this or

I have a...

TJ D Seller has Mortgage. Is Selling to me on Installments
12 November 2013 | 4 replies

Hi, thanks for reading. 98% of the homes in my area fall into two categories: cheap but bad neighborhood; nice but will sell all-cash within 4 months. So, when I find the rare person willing to take payments, I want...