Credit Score change while buying

[Matthew Radniecki]

Is anyone willing to share how their credit score has been affected or changed since starting real estate investing? 

I am curious, because prior to real estate, I had a high 700, just a hair under 800. But it has been lowering steadily since starting in real estate 6 months ago to currently around a 735. Still good, but no longer over that 75

Despite being current with all the debt, the mere fact of utilizing loans increases overall credit utilization, and we tapped into a heloc on top of a mortgage to partially fund our first deal. And now renovating second deal again via heloc and acquired with commercial note. 

Also there is the fact that these two new loans on my first two deals have dropped the average age of my credit quite a bit. 

Is it safe to assume that real estate investors that are active in BRRRR'ing properties will never see an 800 credit score?

Obviously none of this really matters as most lenders will lend over 700 or even lower. More just curious how others' scores have changed over time while acquiring property. 

[Aaron W.]

@Matthew Radniecki Your credit score will fluctuate as your apply for credit. It should go back up as long as you keep are not overleveraging and staying current on your payments.  Mine also recently went down from over 800 as I was completing three refinances at the same time and expect it to come back after a while.