Brian Kertscher
FHA Application Fee Worksheet
We are working through an FHA mortgage and starring at the Application Fee worksheet. I see a processing fee, underwriting fee, doc assembly fee, lender fee, lender title policy, owner's title policy, closing fee, Tit...
John Vanhara
Business interruption insurance & Coronavirus
Anyone had any luck to go after business interruption insurance for the loss of rents due to Coronavirus shutdowns?
Shine Guo
Negotiating Title Insurance and Closing Fees
Hello!I have always been shocked by how expensive title insurance and settlement fees are. As a buyer, has anyone had experience either negotiating with the incumbent Title Insurance company on how much they are charg...
Ori Skloot
Local Impact?? 12-story development at Berkeley Bart Stations.
On June 3rd: "the Berkeley City Council voted unanimously for seven-story buildings — which could rise to 12 stories with a state density bonus —at the North Berkeley and Ashby BART stations. The vote also endorsed up...
Sunil Kapoor
Are my closing costs too high for a Phoenix AZ purchase?
Hi All,I am buying a townhouse in the Phoenix area for around 190K with 30% down.My closing costs are around 10K, and I have great credit (over 800), which seems high, but I am a newbie so wanted some experienced eyes...
Daniel J.
Margins with no money down!
If you are using none of your money, are you willing to take smaller cash flow margins? For your profit, not paying back your investors. I realize that if you put no money down, and you make even $1 you are technical...
Villy Ellinger
Loss of use insurance claims for vacation rentals -- any luck?
Has anyone filed loss of use claims through your insurance for vacation rentals impacted by the Covid-19 situation? Has anyone had any luck so far? I filed on two of my larger beach-front units. The governor of FL sus...
Raphael Abreu
Question on FHA loans for properties that need rehab
I’ve heard David Greene talk about banks not lending on properties that are complete gut jobs. He mentioned that you’d have to go unconventional for the most part to buy a value-ad opportunity. Is this always the ca...
AJ Wong
The biggest mortgage changes from 2004-2024: A Lot and A Little
The early 2000's were a different world from what we know today (think Brittney or Kanye) but especially when it comes to real estate mortgages and lending. Just about everybody (including) myself was involved in RE b...
Kyle Owen
Househacking in the Philadelphia area
Hello! I am looking to purchase my first investment property using the househacking method. The goal for starting out is to find a 2 or 3 unit property and to live in one of the units. I am looking to use an FHA 203k ...