Lexie De Stefano
BRRRR ARV for House Hack too high for DTI Ratio
BP Fam,I've run into an interesting dilemma with my primary residence BRRRR/househack: The new ARV will probably be too high for my single income to qualify for DTI ratio requirements for the mortgage post-cash out/re...
Justin Dixon
USDA,FHA, OR 100% FINANCING
So I am looking to buy my first home and now I need little help which loan would be best for someone who is a 21 year own who works a really good paying W2 job. The homes I been looking at range from $100,000 to $192,...
Ryan Fox
The 50% rule and down-payment size
Looking to purchase our first single-family home out of state (timeline about 12 months). We want to be conservative so we have been using the 50% rule to practice analyzing various properties. We're finding it very d...
Jaron Chaplin
Advice on purchasing second property.
Advice! I have a primary residence, which is a duplex, and was purchased 14 months ago. I would like to purchase another property, how would yo recommend to do it?
Jordan Lisnow
Getting a Deal in Early 20's WITHOUT being eligible for a lot of loans
I have posted on here previously, but I wanted to extend this message to anyone who has purchased an investment property WITHOUT having >50k in assets and not required to have a family member/friend co-sign for me ...
Dalton Stanley
STR Rentals Negatively Impacting DTI Ratio
I have several short term rentals with positive cash flow well over the mortgage payment. When I go to purchase a primary residence on a conventional loan, my DTI ratio is too high because the bank won’t count the sho...
Jack B.
Anyone pay mortgages with credit cards for travel rewards?
I've looked into it from time to time, as soon as I find a method it ends up getting cancelled or charging a fee that makes it not worth it.Even money orders from USPS using my credit card and sending them in to the m...
Charyl J.
Question about DSCR Loans
Hello friends,
I'm currently in the researching and getting my finances together phase for property #3. I want this property to be a small multifamily (2-3 units). One day on Facebook I saw someone mention a property...
Daniel Greenblatt
New York City Condo Investing
Anyone have experience investing in NYC condos? I am ideally looking for a 2BR or a 1BR that can be converted to a 2BR to rent out and for the rent to cover the monthly expenses. And only looking in Manhattan under ...
Emily Simmons
Best financing options for crazy income situation & down payment requirements
So I have 1099 income, business income, and unearned income from two different sources. It doesn't add up to a ton, but it's livable. My credit is over 750, and I've owned my home for close to 20 years, and have a goo...