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Updated about 2 years ago,
STR Rentals Negatively Impacting DTI Ratio
I have several short term rentals with positive cash flow well over the mortgage payment. When I go to purchase a primary residence on a conventional loan, my DTI ratio is too high because the bank won't count the short-term rental income as "income" for purposes of the DTI Ratio. Are their banks that will count my STR income? Or is there a work around?