![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2710862/small_1703773031-avatar-hyeseong.jpg?twic=v1/output=image&v=2)
What is the best option for prepayment penalty you think these days if I want to go with DSCR loans?I assume that there is a big chance that the rate can drop a bit more due to elections at the end of next year so gov...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/449209/small_1621477147-avatar-markballiet.jpg?twic=v1/output=image&v=2)
Hello everyone,My name is Mark and I graduated from Cal Poly with a bachelor's degree in Business with an emphasis in Accounting in June 2016. For the last year, I've been working for a regional public accounting firm...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1087945/small_1621508677-avatar-matthewy16.jpg?twic=v1/output=image&v=2)
Hey Bigger Pockets fam! My names Matt and I am a 26 year old new investor. I have been doing my research, reading, and learning about different investment tactics. The main problem I have at this moment is my job. I w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/130367/small_1621418314-avatar-brendaaraujo82.jpg?twic=v1/output=image&v=2)
Hello,Detroit! Good, bad, or ugly for buy and hold rental property? I'd love to hear your story. I'm researching markets for my first investment and I obviously want to go where the math makes sense. If you are a Detr...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2183313/small_1703211081-avatar-anthonys202.jpg?twic=v1/output=image&v=2)
Hey house hacking peeps, I wanted to share some of the biggest lessons I've learned so far with my wife and I's duplex house hack. 1) Finding the right property is VERY important for a house hack. In our situation, th...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1805514/small_1694775078-avatar-hammada6.jpg?twic=v1/output=image&v=2)
Folks, here is my situation and need your guidance on what should i do.* age 44* 40 doors all managed by myself* net passive income per month approximately 27k* just achieved my golden number of passive income / month...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/265788/small_1621437509-avatar-ishmaelc.jpg?twic=v1/output=image&v=2)
Looking to learn more about notes before shifting my strategy to investing. Any secret sauce you can share?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1317527/small_1621511276-avatar-chrisn173.jpg?twic=v1/output=image&v=2)
Hi, are there any members of Martel's new FlipSystem program that can share their experience? I know his turnkey business is good so I imagine this program may be good too but out of state fix and flipping is a lot d...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2692/small_1621346243-avatar-swmireality.jpg?twic=v1/output=image&v=2)
With all of the economic chaos and so many struggling, how are you, as small business owners, making changes to your businesses to ride the tide?
My 2009 business cut back plan is simple...
1- My lease ran out on my ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/250647/small_1621436253-avatar-jackb2.jpg?twic=v1/output=image&v=2)
I'm far from the 15% tax bracket, but my tax bracket will drop drastically in retirement, so I'm wondering if the 0% capital gains tax will apply to real estate investors who sell real estate and are in the 15% or 10%...