Liz Kazeva
Cash out dilemma: 100% equity, get a HELOC or a mortgage?
I have a multifamily property that I have made a lot of improvements to since it was purchased 1 year ago. I own it with a family member in an LLC. This person insists on getting a HELOC and their reason for it is bec...
Account Closed
Adding Son to My Mortgage
I currently own a rental home that still has about $60k on the mortgage (off $100k) value; I'd like to add my son's name to the mortgage so that he might be able to use some of the equity on a payment for his own home...
Jason Dillard
Non-recourse Debt and Tax Shelter
I have a new CPA that is struggling to allow me to use the tax shelter from owning properties that have "Unqualified" debt. Maybe a partner signed for the bank debt or I took a property subject to that disqualified ...
Freddie Williams
How to purchase 6plex with owner financing?
How would you structure the purchase with owner financing of a 6 unit apartment complex. Would you do lease to own, land contract, etc. I would like to structure purchase to reduce down payment when I close or even be...
Nessa Lyn
House Hacking and Qualifying for FHA
Hello! I'm a newbie and have yet to buy my first official property. (I inherited my dad's home but the loan is not in my name) I found a 5 bdrm home that would be PERFECT as an AIRBNB! I was looking at an FHA loan ove...
Chris Vasquez
50% rule...? PI vs PITI
Rookie question here. 1.When financing a rental property. Do you favor Principal+Interest or PITI included together in your payments when the mortgage is set up.
2. Using PITI. Why wouldn't you figure in the tax and ...
Brian Pyle
Trouble Locating Current Holder of 2nd Mortgage
I am the note owner on a NP 1st mortgage on a property in Alabama. The property owner has moved out and has agreed to enter into a DIL agreement. There is a NP 2nd mortgage on the property that I would like to eithe...
Christian Dornbirer
Buying another primary residence
Hi, I’m 26 years old and my wife and I are figuring out how to get a second house in 2024. We purchased our current home in February 2021 while interest rates were very low on a USDA loan. Our goal is to do a few upda...
Joel Di Piazza
Shopping around for Lenders.
Good Day,I have a plan to begin my investment adventure in Florida. Pasco, Pinellas, Hillsborough counties. By living in a multi-family 1 to 4 units. (1st choice) and renting the others. Or a single family with a ADU ...
Carlos Webel
Going rates for conventional 30 mortgages for investors
Hi all,I'm selling a condo in Miami, FL and reinvesting the proceeds in several properties in Houston, TX. I'm doing a 1031 exchange so I'm time bounded on the identification of the replacement properties (45 days). I...