House Hacking
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
General Landlording & Rental Properties
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hemlane-a9392011949df124ea8ee63be2fb270c9423d6cd446ec67af23c96616e618606.png)
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback
House Hacking and Qualifying for FHA
Hello! I'm a newbie and have yet to buy my first official property. (I inherited my dad's home but the loan is not in my name)
I found a 5 bdrm home that would be PERFECT as an AIRBNB! I was looking at an FHA loan over conventional as the home is $850k and I don't have $200k as a dp.
My plan would be to live in one room and rent out the other 4 bdrms for one year, and then move out and use it as an STR.
So, my question is, If I was to go the route of FHA, could the Lender take into consideration that I would be renting out the other rooms to help with the monthly debt? Is there another way or loan that you all think would work better?
Thanks!