Nithin Mathai
STR Rehab Loan w/ high DTI
Hi BP friends! I am looking at purchasing a home in Vermont to use as a STR/Airbnb/Vrbo and vacation home for my family. My DTI is too high to qualify for any conventional financing. I am looking at DSCR loans, but do...
Trevor Muska
I feel shady getting properties under contract without funding.
I have been trying to get my head around the chicken and the egg game. I want to get a property under contract but I'm just starting out and I'm not 100% curtain i will be able to secure funding. Is it shady or immora...
Kendra Rodwell
Looking for HML or PML in the MD area
I am looking to start investing in real estate, specifically flipping homes. I have been reading articles and books and listening to podcast about the home flipping process. I am ready to pull the trigger but the only...
Sonya Robinson
I have a deal that I am working on but stuck
Hello,I have found a deal on a house that so far seems to be excellent. I have run it through my deal analyzer but need to walk the property with a contractor to make sure that it is what it seems from the repair per...
Sabrina Shaulis
Need Financing for short-term rental in a rural market.
I found a short-term rental that I wanted to make an offer on. The lender I am working with said it was in 2 rural an area. It is in a gated community with amenities near Hot Springs AR. The occupancy rate is high. I'...
Hannah Bowers
BRRR Refinancing In Under 6 Months...Help!
Hey friends! We bought a duplex in March with the plan of BRRRing our way to property number two. Unfortunately, we cannot find a lender who is interested in refinancing before we hit 6 months of ownership. Can you re...
Matthew Kelm
Hard money lender wanting an upfront payment
I was on BiggerPockets FB page and seen a hard money lender posting an offer of loan services. I contacted this person by the email that he provided. He asked for various types of documentation and sent me a loan appl...
NaDean Bowles
Lending based on the property
I am legally separated from my ex but we have not yet been to court for the hearing. In my state, one of the only ones in the nation like this, in order for me to sign a guarantor backed loan my ex must sign as well ...
Ye'Chiya Harper
Options for Securing a Mortgage without W2s?
Greeting BP Fam,While saving for our dream home, my husband and I decided we'd house hack our first home. My husband's now "former" employer failed to provide his corrected W2s and his most recent pay stubs for the pa...
Jameson Waltz
Step 2 Troubles in getting my next rental property
Feeling a bit lost. I bought my first rental property (with a mortgage) almost 2 years ago. I profit about 135/mo. So not much. I don't know how to get property number 2. My market is now officially too expenisve to b...