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Results (10000)
Allen Lopez How is it that I can’t get a loan?
24 April 2019 | 5 replies

Hello BP, I have a headache from trying to figure this out. So last year mid summer I sold one of my town homes, it was fully paid off so I ended up getting some cash around 95k. The money sat in my bank for a while (...

Joe Jung Delayed Financing Questions That Hasn't been Answered... Yet.
26 July 2021 | 6 replies

Hello Everyone,
I hoping to get a little bit of clarity on delayed financing. I currently have a HELOC on my primary and will those funds to pay cash on a home. Afterwards, I want to do delayed financing, but I hav...

Marty Gold Is it worth shopping for rates?
11 April 2017 | 7 replies

Am I correct to understand that a bank or credit union will not negotiate their current set mortgage rates for a small time rental property purchaser?  I do believe some banks may have slightly different rates.  Do ba...

Michael Attaway Inheriting Tenants
21 February 2015 | 9 replies

Hello all!We are closing on a new duplex at the end of this month, and one of the units is currently occupied.  The tenants there are on a month to month lease and are paying a couple of hundred dollars below market r...

Daniel Green What's the deal with Cash Out Refi?
25 October 2019 | 19 replies

I'm looking for a cash out refinancing for a 2 family. Property is valued at around $550K to $600K. I bought it for $450K about 3 months ago and renovated it. I have a high credit score. I'm looking for an 80% LTV cas...

Bruce Gardner Zero Deposit for Security Deposits
14 February 2019 | 9 replies

Background - there are a couple companies out there who provide special insurance for no security deposit.  One is called "Zero Deposit" based in Europe, another is Rhino.  In essence, tenants don't pay a security dep...

Christopher B. Cash-Out Refi, HELOC, or Wait?
23 August 2012 | 10 replies

I am currently looking to access the equity ($50k) in my duplex. I have talked with a few banks and my options are:

1. Refinance at 4%, 20yrs fixed with a HELOC up to 80% LTV with a 4.5% rate

2. Cash-out refinance 4...

Raymond Lawton 2nd Owner Occupied 4-Family Lending
19 October 2020 | 16 replies

About a year ago I bought my first four family with an owner occupied loan.  I would like to buy another four family soon with a fixed rate 30 year loan, but was informed I could only buy up to a three with an owner o...

Patrick Allen Lost my roommate: now what?
27 January 2016 | 5 replies

Hey everybody! Got a question out of the American Southwest concerning tenant screening.Skipping over the entire sad story about my roommate saying he wanted the place and backing out at the last minute (two roommates...

Christopher Huang $25,000 How can I BRRR a rental w high prices around me?
28 August 2020 | 13 replies

Hello, I am new to this group and real estate. I have been looking to get into real estate for about a year now, but not until recently I was able to gain some capital of about $20,000. What can I do to start BRRRing ...