Mark S.
Investment Property Insurance: Sewer/Water Backup + Ordinance/Law
I just received an insurance renewal email for a property I own that I purchased for $84,000 in Memphis, TN. The email states that water/sewer back up coverage was previously included, but now is available for an add...
Sean Keating
House hacking in Bellevue, WA any concerns?
I have been looking to house hack for a bit now and my strategy would be to buy a single family house and rent out all the rooms. Besides COVID right now, in general, are there things I should know about in Bellevue ...
Adro Ramos
Impact fees - Church to residential.
I bought a church (although it has 3 bedrooms and 2
baths ) and looks like a single family home - no pray benches inside - was just
used as a gathering . However city is imposing a good amount of
impact fees based...
Evan Vallis
Transferring Title w/ Mortgage
Hello, I purchased a home in Michigan and am entertaining sectioning off the lower level as it's own apartment, and renting it out to a tenant below. It has its own kitchen, bathroom, etc. I would be living on the upp...
Tucker Kincaid
Getting Pre-approved for a Loan
Hello BP,I am planning to house hack in Boone, NC in the next 6 months and am in the process of getting pre-approved for a FHA or 203k FHA loan and a 3.5 percent down payment. My goal is a duplex or triplex. The price...
Dustin Graham
What's the secret to three-peat?
Howdy,Been running a lot of numbers in the past few days. I found some advice that the back-end debt-to-income ratio should be under 36% for lenders to be happy. (Some mentioned 45%.) Great!I figured out a way to do t...
Spencer Perron
Pros & Cons of adding a studio to an existing 4-plex building
Hi all - I have a 4 unit building in St. Paul, Minnesota. I'm considering renovating part of the basement to add another unit, effectively converting it to a 5 unit building. Wondering if anyone has ever weighed the p...
Richard Bull
Conventional Loans limits in IN under $40k
I am a fairly new investor and am now starting to explore the Indianapolis market. I have seen several properties that I can negotiate down to $45k or $50k, however it does not seem like I can get a conventional loan ...
Tomas Nunez
Asking for an architecture reference for Union City, New Jersey
Hello everyone, totally new member from Union City, NJ. Love biggerpockets and have been listening to the podcasts for about two months. Anyway, can anyone recommend a licensed NJ architect who has worked with Union...
Christina Peters
loss of multi-family zoning
I was looking at purchasing a duplex and then found out that it lost its Multi-family zoning. The owner is currently renting the house to two families. Need some advice. Thanks.