Josh Falk
Self directed roth IRA for real estate
I'm in the learning process about getting into real estate syndication. From my understanding you can invest money from a SD Roth account. Here are some questions I have regarding this.1. Due to my W2 income I have to...
Eric Geers
Roth IRA Consolidation?
My wife and I were only able to invest a little less than $10,000 in our respective Roth IRAs before our combined income disqualified us from contributing anymore. My question is this: Should we leave the money in ou...
Alex Yakubovich
Backdoor Roth IRA and Pro-rata Rule
Hello everyone!Could you please help with my situation? I want to do a Backdoor Roth but I have pre-tax money on my trad IRA and I don't understand whether the pro-rata rule could be avoided if I do the following:1) A...
Carrie Easton
Good and Bad problem - I made too much money this year!
Well - after my last paycheck I have made over $166k so far this year. I am extremely intrigued by the backdoor IRA. I have a few questions:Can I do this through Vanguard? Is it as simple as opening a traditional I...
Chris Williams
Syndicating, Marketing to Self Directed IRAs
We just spent the majority of our capital on an apartment complex and are now starting to look at syndicating and raising funds from self-directed IRA's. As I have been researching this, I have come across some infor...
Ludmila M.
What are the cons of taking out ROTH IRA contributions?
My husband and I were thinking of taking some money out of our ROTH IRA for the REI business. The amount we'd withdraw would be around 20% of our overall retirement funds. We are in our 40s, if that matters.Aside from...
Peggy Mitchell
Loan Structure vs Financing
Hello everyone! Buying a new rental in New Jersey. Struggling with how to properly structure this purchase. My personal credit is in the 800 range and traditional lending can get me financed at 4 to 5%, this is my ...
Blake Johnson
Using Self Directed IRA for partnership
I am wanting to use a self directed IRA to invest in some rentals. I currently am an investor in properties but have yet to use my IRA to do so. Currently, it is in a traditional IRA at Vanguard. Which company do you ...
Nicholas Blaylock
What should I do with my 401k?
I just left my long time position at Home Depot and accumulated a pretty big sum of money. Without transferring my money to my new job and suffering penalty fees, what would be the smartest decision to make with my mo...
Stephanie Medellin
Building up cash in a self-directed IRA
I'm just starting to research self directed IRA's. Do they have the same annual investment limits as a regular IRA - about $5500/year? If so, if your plan is to invest in real estate with the money in your IRA, what...