Bryan Beam
Creative Mortgage Offer
We have a 27-unit townhome complex under construction. To address the higher interest rates we want to develop a creative mortgage offer that we can market to buyers. One thought is we, the seller, would buy down the ...
Chris K.
Shopping for life insurance and don't know how to chose company
So I'm shopping for life insurance and it's completely new to me so I'm kind of nervous about who to go with. The difference in the price quotes is why i'm confused. I'm looking for $250k for 30 years. So, for exampl...
Alex Breshears
Clearing up something about private lending...
Since I get these questions a lot - I thought going out to the BP community to see what they think might be educational.As a private lender, I've discovered the term is very ambiguous and vague to borrowers. There are...
Harold J Degruy
Help me analyze this deal
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Mike Dymski
prepayment penalties in commercial loans
For those of you flipping or refinancing apartment complexes with commercial loans, what have you done regarding loan prepayment penalties? This may be a simple answer and you just refi with the existing lender and h...
John Copa
Tiny Home Depreciation Life
Are Tiny Homes/Mobile homes subject to a 5 year depreciation schedule (personal property) from a depreciation perspective, or should they go over a 27.5 year schedule?
Adrian Mahdian
Be Your Own Bank (in Europe?) - Whole life insurance
I know that people in USA have whole life insurance policies. There are many benefits with it.
They earn an interest, they can access the money to pay for an investment and have the tax benefits. I found this Kris K...
Brandon Cao
Assuming an FHA Loan - PMI Carried Over/Able to be Removed?
Hello All,I may be selling a triplex in a few months that has an FHA loan attached to it. Note this FHA loan was originated before the June 2013 change that makes PMI last the life of the loan. Instead, since it was...
Ignacio G.
Greetings from Argentina
Hey there,My name is Ignacio, I'm 26 years old and I joined this community looking forward to get some guidance on what to invest in the near future.I'm from Argentina and currently working for a U.S. based company as...
Grant Moulden
Indexed Universal Life (EIUL / IUL)
I started this thread to address this product specifically. As an advisor who has written over a hundred IULs and own two myself, I can lead you to the correct way to structure these and show you what to avoid. 99% o...