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Waruna Yapa Who has the best rates and how to shop for them?

8 January 2025 | 14 replies

My goal is to find competitive rates and fees. I've noticed that going to brokers usually leads to the same wholesalers so it's not as useful. The only other good lenders I've seen are credit unions and regional/local...

Sean M. Re-affirming an obligation post-Chapter 7

15 November 2014 | 7 replies

Question about re-affirming obligations under a Chapter 7. If a borrower has a mortgage and has cleared a Ch 7 bankruptcy, then makes a payment on the loan, have they re-affirmed the obligation, such that it now effe...

Kyle Scholnick No money down on turnkey?

16 March 2016 | 8 replies

Is it possible to purchase turnkey properties with no money down? How do you do this? Thanks!

Va Des Questions on rental property title.

18 May 2021 | 4 replies

My wife and I are buying one property each (out of state), we decided to take loans out on our individual names. We are confused on what to do with the names on the title. If we add both our names on both the houses, ...

John Hicks Should I try and consolidate 3 mortgages with a portfolio lender?

12 March 2014 | 2 replies

Esteemed REI's,

I wanted to get some opinions on my current mortgage situation and see if there is an option that will possibly lower my interest rate and payment on 3 long term rentals I have. I hear a lot a...

Don Griffith Conventional vs. Seller Finance

12 May 2015 | 2 replies

Hello, this is my intro/first discussion/help a newb questionThis will finally by my first rental!!! After years of being stopped by this or that (or my wife)I am wading through the torrential paperwork of buying a d...

Adam L. Numbers not lookin' good on my OO-soon to be rental. HELP!

31 December 2015 | 1 reply

Hello BPers! I am looking for a little bit of advice here. I bought a house in Valdosta a couple years ago with a VA loan (no money down) and now it is time to move. My plan when I bought it was to rent it out when...