![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1790953/small_1621515591-avatar-joshuaj220.jpg?twic=v1/output=image&v=2)
Hello to you all. I’m looking to purchase my first rental property in Houston, Tx or surrounding areas. I have been looking into hard money lending as conventional lending is not a option for me do to my high DTI. I f...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2898553/small_1702919820-avatar-vincel52.jpg?twic=v1/output=image&v=2)
What does "NO POINT" mean in the ad: "Refinance your mortgage loan when interest rate goes very low with a lender offering NO POINT & NO COST?" Thank you.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/42096/small_1621407110-avatar-financexaminer.jpg?twic=v1/output=image&v=2)
The topic of loan servicing came up in another thread here on BP and to more fully respond, I thought it was best to do so as a new topic.
I strongly advocate the use of a loan servicer for any installment contract o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1067920/small_1621508365-avatar-danielo98.jpg?twic=v1/output=image&v=2)
Can you use hard money loans to purchase foreclosures? If so, what will you need to bring as proof to the auction?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1767632/small_1621515437-avatar-zackw41.jpg?twic=v1/output=image&v=2)
I'm new to Bigger Pockets and I only own one property so im sure I won't get a lot of attention but even one reply would be appreciated. I'f we have tenants who either lost their jobs or just flat out refuse to pay re...
I am a new investor. I binge read Rich Dad Poor Dad and I have been fanatically listening to BP content on youtube for a month now. I plan to BRRRR my first deal and below are some of the data points I am using.This i...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1119775/small_1694709476-avatar-alexb242.jpg?twic=v1/output=image&v=2)
I’ll try to keep this as short as possible. I purchased my first real estate investment property in October 2018, under a newly created single owner LLC. My intentions from the start was to purchase outright then reha...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1032544/small_1694639888-avatar-rogerw40.jpg?twic=v1/output=image&v=2)
Hello,
I am looking to buy single family homes to rent out in NJ. Also looking to buy flips, either using cash at auction, or through agents/banks using financing. If I keep the flip and rent out instead, will need l...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/897005/small_1621505183-avatar-rebeccab44.jpg?twic=v1/output=image&v=2)
My husband and I found a deal that looks like this - 500,000 for two houses on the same lot. One is a small 3 bed 2 bath that has a tenant in place paying 1100. The other is a 10,000 square foot house with 4 kitchens ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/709309/small_1621495845-avatar-ericm187.jpg?twic=v1/output=image&v=2)
So I was just denied my loan because my debt to income isn't the best. My credit is excellent, is there any lender who would approve me my loan? Or do I have to find a coborrower?