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Results (10000)
Andrew Thomas Vedder Pay down primary or save for first rental
2 June 2023 | 19 replies

Q: Should I pay an extra $500 on my principal on my primary residence or save it towards a rental property? Overview: New homeowner, $120k income, ~7K monthly net income after deductions (Roth max, 401K, healthcare), ...

John Sween Advice with cash refi
8 April 2022 | 2 replies

Need some advice, here are my scenarios.
Option 1 – Regular Saving/ No new action
Save approximately $7,000 per month. To reach the same $90,000 would take almost 13 months of savings.
Option 2 – Cash out / Buy q...

Amaan Hassanali Confused on a calculation
29 January 2024 | 0 replies

Edit: Just read ahead and found out that it's the product of the # of units, the cash flow and the time. Nevermind, I understand now.
In Brandon Turner's book on rental property investing, he does a calculation that ...

Sarah Auriemma Modest income trying to make the right decision for my family
10 January 2024 | 10 replies

My husband and I own a SFH- it’s a ranch 2/1 with a 2.75% interest rate. We owe 200,000 on it and have $100,000 available to us via a HELOC. We make a very modest income (about 80,000/year) and have 2 small children. ...

Cathy S. How to accelerate saving up for down payment for next property
14 April 2021 | 14 replies

I would like some ideas to accelerate purchasing investment properties that isn't just saving as much money from my full time job and setting it aside to get that next 20% down payment for the next property. Some cont...

Jacob Phillips How much cash do you keep on hand
18 January 2020 | 9 replies

I’m a new investor and just this week, after about a year and a half of saving and learning, have just put my first property under contract (fingers crossed)! It’s no homerun but it will cash flow and has me thinking ...

Chuck Dangar How Do You Pay Yourself Owning Rental Properties?
19 May 2018 | 15 replies

Still working on getting my first deal and I know I've read and heard that you should always pay yourself first when taking your monthly income from tenants but how do you do it without getting nervous?  I know how to...

James Orr Return on Investment from Paying Off Mortgage Early
4 September 2018 | 21 replies

Perhaps someone can help clarify my thinking on a financial question.For this discussion let's assume we're talking about a $100,000 30 year fixed rate mortgage at 5% with a payment of $536.82 per month.Not that you w...

Brian R. Reserves vs. spending/enjoying cashflow
17 June 2017 | 16 replies

I was hoping to poll those willing to share on your personal practices for keeping reserves as buy and hold investors. If you are willing to shed some light on your philosophy behind your practices that would be even ...

Ariella Jacques Downsides of paying cash then refinancing later for a single family rental?
14 February 2024 | 8 replies

Hello!
My husband and I have saved up enough to pay cash for our first property, which we would like to live in for a short time (~1 year) before getting another property to move into and renting out the first prope...