Kevin Izquierdo
Wipe away FHA's MIPs?
When applying for a FHA insured loan and you get the MIPs, do those MIPs stay with you till you own the house 100% free and clear? Or do the MIPs stop when the loan to value ratio goes below their requirements?
Becky Comish
FHA Stramline Refi - Do it
Here's what we're being offered by the mortgage broker we work with. Is this worthwhile to do?
- Our current payment will go down from $1287 to $1154 - so about $134 in cash flow savings.
- no closing costs. Our brok...
Corey Westermann
Help please - When will FHA mortgage insurance drop off my loan??
I refinanced one of my houses into a 30yr FHA loan back in January of 2013.The FHA appraised value of the property at the time was $326k. The loan amount for the refi was $255k.Since closing occurred prior to June of ...
Zackery Smith
Buying a house without a roof permit
I'm trying to buy a house 1965 3 bedroom 1 bath on a canal all for 70k. I went and got all the inspections the bank wanted. Now they are saying there was never a permit pulled for a roof the owner put on.the county wi...
Eddie L.
is quitting your job a good idea without health insurance?
everyone said quitting their full time job. i work for the city and the biggest benefit of the health insurance is only a few dollars per month for my family. i went to those health insurance truck that parked on the ...
Amy Little
Thoughts about Property Insurance
I have 2 townhouses and a duplex. Although I have property, I'm still very much a newbie trying to figure everything out. On each property, the insurance I maintain is what the insurance company has quoted me for repl...
Enes A.
What is the useful life of quartz countertops ?
I am a tenant and I damaged a part of the quartz countertop. The landlord is telling me to pay for the entire kitchen replacement as it is not repairable and the brand/colour is not available anymore.
I agree only on...
Simon Stahl
Lender wants to force sell me property insurance for the past due to an insurance gap
Hi thereFirst of all, I understand that a lender wants uninterrupted insurance coverage for any property they have a mortgage on. What baffles me is that they are trying to force sell me insurance for the past, when w...
Joe G.
Thoughts!? "Climate change could end mortgages as we know them"
BP!
No matter how you feel on climate change, lenders not providing mortgages in certain areas will impact our industry.
Fires, floods, the next BIG earthquake...
Your thoughts. How true is this...wait...is it ...
Frank Salgado
Is Flood Insurance necessary
How does everybody feel about flood insurance?
My properties are not in flood zones but I sometimes get nervous about not having flood insurance.
Does anybody know any good insurance companies with low rates.Anybo...