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Updated over 9 years ago on . Most recent reply

Kevin Izquierdo's profile image
Kevin Izquierdo's profile image
Kevin Izquierdo
  • from Hillside, New Jersey
  • Member since May 20, 2015
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Kevin Izquierdo's profile image
Kevin Izquierdo's profile image
Kevin Izquierdo
  • from Hillside, New Jersey
  • Member since May 20, 2015
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Kevin Izquierdo
  • Hillside, NJ
27
Votes |
148
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General Real Estate Investing

Wipe away FHA's MIPs?

Kevin Izquierdo
  • Hillside, NJ
Posted

When applying for a FHA insured loan and you get the MIPs, do those MIPs stay with you till you own the house 100% free and clear? Or do the MIPs stop when the loan to value ratio goes below their requirements?

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Patrick Connell's profile image
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Patrick Connell
  • REALTOR®
  • from Bastrop, Texas
  • Member since Sep 18, 2013
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Patrick Connell's profile image
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Patrick Connell
  • REALTOR®
  • from Bastrop, Texas
  • Member since Sep 18, 2013
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Patrick Connell
  • REALTOR®
  • Bastrop, TX
191
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Patrick Connell
  • REALTOR®
  • Bastrop, TX
Replied

Mortgage insurance stays with an FHA loan for the entire life of the loan, the only way to get rid of it is to refinance out of the loan or pay if off in its entirety.

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