Brant Richardson
Debt paydown strategy with multiple mortgages.
I currently have seven SFH rental properties. Five of them have small mortgages, 40-60k. The interest rates on each mortgage is pretty similar 4.5-5.25%. They are all 30 year fixed rate mortgages. I also have a 28...
Mary Jay
How does buying with partner affects Debt to Income Ratio?
If I buy a house with my partner, lets say we buy a 300K house together.How will lenders look at it down the road if I want to buy more rentals by myself? Do the lenders look at the house that I am buying with my part...
Kyle J. Cooper
Consumer Debt Payoff
Payoff student loans and other consumer debt before investing in a house hack or rental properties?
Ben Johnson
Rental Income only - HELOC (accessing equity in hard times) HELP!
I'm a struggling startup owner that has accumulated 300k in credit card debt at an average APR of 21%. I have two rental properties, both around 60% LTV. Values are $700k and $265k. Both occupied and cash flowing. ...
JD Peterson
Advice Please: Debt Consolidation Using Equity - YES/NO?
Thank you in advance for your help! I'm trying to figure out, big picture, if this is worth it and I would DEEPLY appreciate the advice of people who have been working with real estate (investors, financial planners/i...
Timothy Ryan
Please Help, Formulating a Creative Finance Gameplan to help Personal Finance
I own a home valued at 400k with 230k on a 30 year fixed FHA. Our debt to income ratio is too high due to student loans and a few credit cards hence the FHA. Also my credit score is not great right now due to some l...
Bryson Elder
New investor from Ohio
hi, my names Bryson I’m 21 and looking to expand my business portfolio focusing mainly on the real estate and rental market though I’m new to the game. Currently I like the idea of brrrr, but the idea of loans and deb...
Norman Perkins
Ok folks, Im frustrated. Please help!
I am reading, studying the market, watching interest rates, basically doing everything I possibly can to get started in this, but I feel like I am spinning my wheels. I apply for an equity loan to use as my down pa...
Doug Phillips
New car, hard to get conventional loan for first time home?
Hi all,My girlfriend and I just got a new car- she makes the payments and we put it in my name due to my pretty good credit (hers is currently pretty bad). My question is: My dad freaked out when we bought it because...
Julian Mills
Can using a quit-claim deed to an LLC reduce your Debt-to-Income
I purchased a home, little over a year ago with a conventional 97 loan. I am looking to purchase another property with an FHA loan, but the loan officer says my debt to income ratio is too high. So I was wondering i...