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Results (10000)
Nick Cooper Conventional loan says I must occupy the home for 1 year.
15 October 2021 | 17 replies

I just closed today on my first property. We done a conventional 30 year loan and at closing there was a paper I had to sign that said I must have the home as my primary residence for 1 year. My wife and I are thinkin...

Mary Lloyd Second home or primary residence
9 February 2020 | 6 replies

My parents have not owned a house before and I currently have a mortgage on a house with my boyfriend. My parents and I are planning on buying a house together using a conventional loan.For mortgage and tax standpoint...

Budhadipta Dan ADU rental on primary residence — depreciation question
28 January 2020 | 5 replies

I m debating whether it would make sense to build an ADU on the backyard of our current SFH property in South Bay Area (San Jose). Had a few questions: - I understand that mortgage interest, prop taxes, insurance, and...

Murphy Frankhouser Refi from Primary Res Loan to Investment Loan
18 November 2020 | 3 replies

I purchased a duplex as my primary residence in March 2020. I did a cash out refinance with the same bank still as my personal residence. Did I do the right thing? Should I have done the cash out refinance as an inves...

Julie Park Selling paid off house to pay down investment property?!
4 January 2022 | 3 replies

Hello everyone, 
my husband and i have been butting heads a lot and wanted to hear others' thoughts/advices on our situation. 
we are married couple and live in las vegas. We have paid off primary residence and has ...

Kin Leung Tax and mortgage interest question
28 June 2017 | 4 replies

Hi BP,
We currently have 3 properties in the Bay Area, 1 of which is our primary residence. The other 2 are rental properties with enough positive cash flow that we have to pay taxes on the rental income after all the...

Andy Nguyen What is better? Refinance or Home Equity loan in my situation?
26 November 2019 | 4 replies

Hi all,First of all, I just want to say that this community has a ton of great information and for the past week I've been reading/observing so much information about real estate. We are looking into real estate inves...

Yawiney Yawiney Capital gains question
16 September 2020 | 13 replies

I'm about to make over 500k on the sale of my home.  It's been owner occupied for the past 2 years and my income in '18 and 19 has been very low.  Under 20k.With that low income, can i still be charged capital gains?I...

Account Closed Refinance VA to Conventional to Reestablish Entitlement but...
17 March 2021 | 13 replies

Looking to refinance current residence from VA loan to conventional as a primary residence, however I am being warned that I will need to live in the current residence for at least one year.Has anyone else heard of th...

Kyle Wise Long Term Rental vs Short Term Rental -> New Primary House
15 May 2023 | 5 replies

Hi Everyone,I would like to get everyone's insight as I'm evaluating two different options in the October time frame that involve upgrading our primary house to a larger house that better suits our needs. Let me know ...