John MacAlister
Credit Building newbie question
I remember years ago hearing that the best way to build revolving credit accounts (credit cards, not secured) was to borrow almost up to the limit, say 80%, then pay it completely off a couple of months later.Is that ...
Joshua Toste
How much do your HML fees typically run on average?
The research that I've done regarding this subject has not surprisingly widely varied from lending institution to lending institution and based on the complexity from the loan it self. But on average how much should I...
Account Closed
Estimate for SMOKER Rooms Renovation
One unit in the duplex, which is two beds and two baths is a smoker room- and I’m looking to get it renovated, but I don’t want to get ripped off by contractors. What is an average estimate to rip out the carpets and ...
Abednego Kashindi
Conventional loan Refinance
Hello, everyone! I've got a question for you. In June, I purchased a house, and we closed the deal in July using a conventional loan. Since then, I've been hard at work fixing it up, and our goal is to complete the re...
Account Closed
Have you used Corporate Credit?
Hello everyone, About 2-3 weeks ago I went to one of my local REIA meetings. The public speaker was discussing about corporate credit and how you can borrow money without affecting your credit score if you set up an L...
Hassan Karaouni
Strategy for Accessory Dwelling Unit (ADU) in CA North Bay Area
I've enjoyed learning about general REI and specifically house hacking on BiggerPockets, but I'm also very interested in ADUs. My family owns an all-natural meat farm in Vacaville, CA and I'd like to see if I can set ...
Summer Shelton
Create an LLC before purchasing first property
I am on the hunt for my first real estate investment. Would you say it's necessary to create an LLC to purchase the property? located in Missouri, St.Louis area
Andrew Holder
DSCR With Poor Credit
I had some hiccup this past year that are stopping me from being able to refi 2 of my rental properties due to my credit score. I'm working with a credit repair specialist but haven't gotten the traction that I need t...
Duncan Pratt
Can meeting with multiple mortgage brokers affect your credit?
Hello, fellow BiggerPockets investors!I am helping my brother find his second rental property. We are both in the beginning stages of our real estate investing careers and educating ourselves daily to be informed and...
Lester Scott
Does credit factor into a FHA loan?
My dream has always been to get involved in real estate. My first plan of action is the tried and true method of getting a duplex/tri/quad property that I can live in and rent out the others. I plan on using a FHA loa...