Do banks currently offer second mortgage or heloc? My primary residence has an interest rate of 3.75%. With good credit score, tax returns, and income, will the bank need to refinance the whole mortgage? I think it mi...
Hey everyone, so in an attempt to learn about and prequalify for loan I talked to a small community bank that said they do portfolio lending. I asked them about the different lending options available to me. I told th...
Hey ladies and Gents, I've just paid off a car loan that had a 6 year term. The only thing is I paid it off 4 years early and apparently my credit score dropped from 715 to 712 on Credit Karma. I found out paying it o...
Hello all,
l'm really interested in starting my 1st investment in short term rental. Have listen to various webinars, etc.. I'm really interested in the model of leasing vs owning a unit and then use it for airbnb; ...
:D There was a recent BP thread on this and the discussion stopped. Can someone tell me exactly what the requirements are to finance a downpayment on a prfoperty that is going to be mortgaged anyway? Is down-payment ...
Hey biggerpockets community. I am in the Denver market. I have just purchased my 3rd home. 1st home I've owned since 2009. 2nd home I purchased at the end of 2019. My 3rd home is my primary residence. Advice on strate...
I spent over 50k at Home Depot last year and plan to spend more this year. Any recommendations on how to get automatic discounts? I have a pro account and "Commercial Revolving Card" with them, but that's basically ju...
Hello, Kansas City community,
I'm thrilled to connect with all of you! I'm an IT professional by day, but my passion for real estate investing has led me here. Kansas City isn't just a place I want to invest in; it's...
I am planning to use my HELOC to purchase a property. The plan is to then refinance the property once the seasoning period is over and then pay off the balance of the HELOC and do the process over again. My question i...
Hello All Members,
What does my credit report have to do with my credit score?
Please give me some comments about my question.
Thanks in advance.