I have a married couple applying, Wife is employed, husband is unemployed and receiving benefits. The wife almost meets the income requirements ($100 short).
Would you factor in the husbands unemployment benefits or n...

Hi all,
Just wanted to ask what yall thought about tenants that have previous job history but will have to quit and find a new job when they move into one of your units from out of state. Is this a situation where yo...

We have multiple qualified applicants. Is it legal to give the rental to the one with longer rental tenures vs someone who submitted an application before then

Hello all,I had a question about FHA loans on multifamily properties, specifically about how projected rents factor into the debt ratio qualifications. Specifically,Does the expected rental income offset the PITI for ...

I was reading one of the trending posts this morning where a user was discussing unfortunate circumstances where they were taken advantage of by somebody she lent money to. Unfortunately, it looks like that forum is t...

Hello,What is considered a "recent graduate" to mortgage lenders when it comes to waiving the two-year work experience requirement? Would you have to find employment that aligns with your degree in 6 months or do they...

I need some advice on how to start. My goal at this point is to get in the door with a pre qualified renovation loan in a market where I believe 200k is reasonable. I’ve never gone through this process but the market...

Newbie to REI but am eager to get started! I'm currently rebuilding an old property (as my primary residence). Bc I am self financing the project,  I am planning on getting a HELOC after the project is done for REI....

For those of you who have done a HELOC on your rental what was required? Is it similar to your traditional loan where it’s based off you your DTI, credit,W2 job or is it based off of the property’s LTV? Currently my p...

How could I make an offer on short sales or foreclosures without being pre approved by a bank? If used private equity or a HML how would I show financial qualification?