![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/665754/small_1621495034-avatar-gumpt1ous.jpg?twic=v1/output=image&v=2)
We all hear about those great rates being advertised on TV, the radio, and those annoying ads on any social media platform because EVERYONE is tracking you. You hear or see the "30 years fix rate at 2.75%! Call now!" ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/193687/small_1621432310-avatar-mortgagex1.jpg?twic=v1/output=image&v=2)
Is anyone familiar with Credit Counciling Progams? I've never used one before b/c i've had good credit for many years and have kept my CC balances at a minimal. I've now bought my third property (Cash). Lines of ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/212734/small_1621433613-avatar-carmlee.jpg?twic=v1/output=image&v=2)
Hi BP friends, We are looking for a realtor in the Broward County area to help us with investing. We are canadian and my husband is a building contractor. While we are here for the 6 months, we would like to buy a ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2199/small_1621345984-avatar-brian1.jpg?twic=v1/output=image&v=2)
Dear fellow Idaho landlord,
I was contacted tonight by Senator Doug Ricks to see my thoughts about a bill idea that Senator Rabi is trying to put together that would hamper landlords. The bill idea includes:
1. M...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/35046/small_1621367782-avatar-hasemann.jpg?twic=v1/output=image&v=2)
I gotta ask. Why in the world do all these goofy commercial lenders use DSCR calculations as part of their guidelines yet so many of them calculate it differently?Why don't the moronic lenders just change the dscr num...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2094379/small_1736999562-avatar-wishstr.jpg?twic=v1/output=image&v=2)
I'm a broker here in Sacramento, own some properties, and through our sister company we manage over 100 STR properties. We have portfolios in NorCal, SoCal, and Arizona. I made this observation last year that the "vac...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2865837/small_1699098181-avatar-zachk110.jpg?twic=v1/output=image&v=2)
I'm curious about your property management approach. Do you handle it yourself or hire a property manager?
Self-Management:
Pros: Saves money, offers control, and builds tenant relationships.Cons: Time-consuming, ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/594810/small_1621493388-avatar-juliaa9.jpg?twic=v1/output=image&v=2)
Hi everyone, I have been looking to establish relationships with money lenders. I am wondering if the terms sent to me by a private money lender are normal? I am copying and pasting them to this post to see if I can p...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3076581/small_1727124200-avatar-clintm83.jpg?twic=v1/output=image&v=2)
Seller financing opens up great opportunities for real estate investors, but coming up with the down payment can still be tricky.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/173916/small_1696475910-avatar-pelfrey2.jpg?twic=v1/output=image&v=2)
Does A private individual doing private mortgages for profit on OO primary residents at 16 percent interest throughout the United States need to be licensed? As a private Lender do you have to provide a GFE, Tr...